Avoid Regulation D

Federal regulation prohibits you and any joint owner from making more than six (6) transfers or withdrawals each month from your Regular Savings, Special Savings, Holiday Club Savings, and/or Premier Money Market by the following means:

• Pre-authorized or automatic transfers/withdrawals
• Telephone transfers
• Touch Tone Teller transfers
• MyVantage online account transfers
• No more than three (3) of the six (6) may be made by check on the Premier Money Market account

If transactions exceed six (6) per month as outlined above, your account will be subject to a suspension of access devices for the month. This means that, after the limit of six (6) Regulation D classified transactions (per month) occur, additional Regulation D transfers from your account will not be completed.

HOWEVER, You can make unlimited transfers on your Regular Savings, Special Savings, Holiday Club Savings and/or Premier Money Market account(s) by the following means:

• Transfers or withdrawals made in person (at a Vantage branch location)
• Transfers or withdrawals made at an ATM from Regular Savings
• Transfers to a Vantage loan